Home Renovation Loan

Let’s renovate your home with a home renovation loan

about loan

Home Renovation Loan for Salaried

Are you in a job and want to spend some time remodeling your home? Indeed, cash is also required with the leisure for the desired works, and our home renovation loan for salaried people will help you accomplish this task easily. While getting or applying for a loan, everyone wants to get such facilities as easy application, fast disbursal, no collateral, and all-time availability, which can help you manage the loan easily. With a competitive interest, fair charges, and flexible tenure, you will be able to manage the cash shortly, especially when you get it. If you have planned for the home renovation and are willing to get an instant loan based on your income and credit score, then just pick up the phone, follow the steps to apply for a home renovation loan. It is disbursed shortly, and you manage your financial planning with ease.
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Key Features & Benefits – Home Renovation Loan

Several beneficial features of a personal loan for home renovation can impart one of the best lending experiences, probably you have ever experienced. It comes with fast approval, easy repayment, no collateral and competitive interest. So, the features of a home renovation loan that make your borrowing experience much better are as follows.

Instant Approval

The loan application is received immediately after submitting the application form, and our executives always try to approve the loan based on your credit score and income.

Fast disbursal

The fast disbursal for a personal loan is available, and it is immediately done after the instant approval. In this way, you can easily use your home renovation loan for the desired purpose.

No collateral

There is no need for collateral, especially while getting the approval of a personal loan because of the income and credit score of the customer. A loan without collateral is beneficial in terms of saving time.

Flexible Tenure

The flexible tenure of the personal loan allows you to choose the loan at your convenience. You will be able to choose the repayment date as per your salary date, which can help you close the loan.

Minimal Documentation

The minimal documentation means there are no needs of physical documents. A soft copy or scanned documents can be accepted while getting the approval of a personal loan.

Competitive Interest

With a competitive rate applied on the home renovation loan, you can reduce the amount. It helps you get the loan without any additional financial pressure and higher charges.

Home Improvement Loan Calculator

The loan calculator for a home renovation loan is an instrument which has been designed with an algorithm where you can get the complete details by calculating all the factors, such as EMI, the overall amount to be paid, interest, and other additional charges. So, while applying for a personal loan, you can check the Home Improvement Loan Calculator with the following details.
  • The required loan amount.
  • The rate of interest applied
  • Processing Fees
  • Tenure in number of days/ month/ years
With all these details, you can get the personal loan for home renovation, with an explicit idea of EMI, repayment amount and all. So, can use the loan calculator to have an explicit idea.

Home Improvement Loan APR Calculator

Loan Amount

₹ 50000
₹20000 ₹250000

Tenure (Days)

30 Days
7 365

Rate of Interest (Daily %)

1 %
0.1 5

Processing Fees (%)

10 %
1 20

Interest Amount ₹3000.00

Processing Fees ₹1000.00

Total Repayment ₹14000.00

APR 486.67%

Apply for a Home Renovation Loan

The application process for a home renovation has been designed in three simple steps.
Click on “Apply Now”
To start the application process, click on “Apply Now”.
Enter your details
Enter the details like loan amount, purpose of loan, contact details, etc.,
Upload the required documents
As per the instructions, upload your documents.

Eligibility - Home Renovation Loan

The customers must check the eligibility criteria for the home renovation loan before applying, and personal loan eligibility always depends on the credit score, income, age, types of employment and nationality of the customers. So the factors affecting personal loans eligibility criteria are as follows.
Age
Minimum 18 years old. Maximum: up to 65 years old
Monthly Income
The monthly income for a home renovation loan is at least ₹35,000/month
Credit Score
700 or above. It also depends on the lender’s policy
Documents
Aadhar, PAN, Salary slip, Utility bills, Rent agreement, Bank statement, etc.
Nationality
You must be an Indian
Types of Employment
You must have a job in a private limited/registered company or a government organization.

Documents Required for Home Renovation Loan for Salaried

There are many documents required for a home renovation loan, especially when you are applying as a salaried person. You must have documents like Aahdar, PAN, Salary slip, bank statement, rent agreement, utility bills, electricity bills, etc. So, the documents required for a home renovation loan for salaried people are as follows
  • Aadhar
  • PAN
  • Salary slip
  • Bank statement
  • Rent agreement
  • Utility bills
  • Electricity bills
faq

Frequently Asked Questions

  • 1. What is a home renovation loan?
    The personal loan, which is approved for the home renovation, is the reliable source for the cash arrangement. It helps you have a loan with an affordable price.
  • 2. What is the highest loan amount?
    You can apply for up to 1 lakh, and one can apply for the loan easily. But you can also apply for a higher amount as per your income.
  • 3. Can I apply for a home renovation loan for a salary?
    Yes, a personal loan for home renovation is mostly preferred for the salaried person. You can get a loan for a higher amount.
  • 4. What is the interest rate applied to a home renovation loan?
    The interest rate and processing fees applied to the personal loan can vary as per the customer's income and credit report. So, while approving the loan, you can get all these details.
  • 5. What documents are needed for a home renovation loan?
    You must have documents like Aadhar, PAN, salary slip, rent agreement, utility bills, etc.
  • 6. How can I check the eligibility criteria for the home renovation loan?
    The eligibility criteria for a home renovation loan depend on the customer’s income, credit score, nationality, and other documents.
Digner Finlease and Investment Private Limited | Registered Under RBI B-14.01877

Important*- As a registered NBFC with the Reserve Bank of India and following all the guidelines of the regulatory authorities, Kreditsure provides loans to all eligible customers, where we accomplish our lending services through our website and CRM. Apart from this, we would like to inform our customers and the general public that we don’t have any app on android or appstore, and we are not disbursing through any mobile app. Therefore, please beware of any lending application that is copying our name and disbursing loans in our name through mobile apps, and please inform us in such circumstances where someone is trying to cheat through the unauthorized loan app by copying our name and logo.
Email Id : info@kreditsure.com

About Company

Welcome to KreditsureTM, your trusted partner in financial solutions. We are committed to providing quick, transparent, and secure loan services designed to meet your specific needs. With a focus on minimal documentation and fast approvals, our process ensures a hassle-free experience.

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Get In Touch

Contacts

75006 50089
info@kreditsure.com

Locations

B-5 SHANKAR GARDEN VIKASPURI
NEW DELHI 110018

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