Shopping Loan

Shopping Loan

Get instant cash with a shopping loan

Get ready for shopping for your desired stuff, whether it’s pending in the cart or you have selected it at some enterprise. Because an instant loan for shopping is there for your financial requirements. We have introduced the loan for those customers having all the eligibility for a loan, and for some circumstances, they are still waiting for the loan. A personal loan comes with various features and benefits, such as instant approval, fast disbursement, easy repayment, competitive interest, and other features. The personal loan is free from any restrictions, especially for the expenses that make you much comfortable, because you can apply for the loan without any difficulties.
It is available 24/7 so that you can apply for the loan without any time restrictions, and we make it available for you with all the aforesaid features. So, apply for the loan for your shopping and get your disbursal right now.
Apply Now

Key Features & Benefits – Personal Loan for Shopping

While borrowing for shopping with complete eligibility, you will be able to ensure various features and benefits of the shopping loan because it is available with beneficial features like fast approval, instant disbursal, easy repayment and others. Some distinct features of personal loans for shopping are as follows.

Instant Approval

The loan amount for which you are eligible, especially based on your eligibility like income, credit score, and others, you can get an instant approval because we immediately start working on the approval process.

Fast disbursal

The disbursal of the loan amount is done shortly after your loan amount is approved, especially after all the verification processes. It is disbursed directly into your linked account, from where you can start the expenses.

No collateral

There is no need for collateral while getting the approval and disbursal of the personal loan. It is unsecured and is approved based on your credit score and income.

Flexible Tenure

You will be free to choose the tenure and flexibility of the payment because our shopping loan comes with flexible tenure. As per your salary date, you can choose the repayment options.

Minimal Documentation

The minimal documentation process of the shopping loan allows borrowers to get the easy application because it saves your time, reducing the lengthy verification and documentation.

Competitive Interest

The rate of interest applied on personal loans for shopping is competitive and negotiable for the borrowers having a good income and credit score. It is beneficial because you can reduce the repayment amount.

Shopping Loan EMI Calculator

The EMI calculator available on the website has been created for the convenience of customers, where you will be able to calculate the overall repayment amount. With the accuracy and algorithm, it is created for better and explicit ideas. You can calculate the EMI using the EMI calculator, where you have to enter the following data such as
  • Loan amount you want to borrow
  • The Interest Rate
  • Processing Fees
  • Tenure in days/ month/ years
By entering all these in the EMI calculator, you will get the details of the overall repayment amount, amount applied through interest, etc.

Shopping Loan APR Calculator

Loan Amount

₹ 50000
₹20000 ₹250000

Tenure (Days)

30 Days
7 365

Rate of Interest (Daily %)

1 %
0.1 5

Processing Fees (%)

10 %
1 20

Interest Amount ₹3000.00

Processing Fees ₹1000.00

Total Repayment ₹14000.00

APR 486.67%

How to apply for a shopping loan in Just 3 Steps

The application process is easy where you have to go through three simple steps, and these are like
Click on “Apply Now”
Click on the “Apply Now” button
Fill out your details
Enter your details like loan amount, name, etc.,
Upload your documents
Upload the documents that are required.

Eligibility for Shopping Loan in India

The eligibility criteria for shopping loans is decided based on all those factors like credit score, income, capability of repayment and many more, and therefore, it is essential to verify your eligibility criteria before applying for a personal loan because whenever you are assured of the eligibility criteria, you can ensure its features. The factor affecting eligibility criteria are as follow.
Age
Your age must be between 18 to 65 years old
Monthly Income
Monthly Income The minimum monthly income required is 35000/ month
Credit Score
It must be above 700
Documents
Aadhar, PAN, Salary slip, Utility bills, rent agreement, bank statement, etc.,
Nationality
Indian
Types of Employment
You must have a job in a registered/ private limited company, or you must have a government job.

Documents Required for Shopping Loan

All the documents are required for a shopping loan as per the eligibility criteria, and you must have all these like Aadhar, PAN, salary slip, address proof, utility bills, rent agreement and many more. Therefore, the documents required for a shopping loan are as follows.
  • Aadhar
  • PAN
  • Salary slip
  • Bank statement
  • Rent agreement
  • Utility bills
  • Electricity bills
faq

Frequently Asked Questions

  • 1. What’s the meaning of a personal loan for shopping?
    A personal loan for shopping is an unsecured loan which is approved based on the borrower’s financial status, especially income and credit score.
  • 2. What are the documents required for a shopping loan?
    You must have an Aadhar, PAN, Salary slip, rent agreement, utility bills, etc.
  • 3. Can I use the shopping loan amount for household needs?
    Yes, you can use the shopping loan for household needs and shopping. However, there are no restrictions, you can use the loan amount easily.
  • 4. What will be the maximum tenure for a personal loan?
    The maximum tenure for the personal loan will depend on the choice of the borrowers. It depends on the loan amount and the customer’s choice also.
  • 5. Are there any hidden charges on personal loans?
    No, we never apply any hidden charges on personal loans because we have explicit and transparent fees.
  • 6. What is the interest rate applied to a shopping loan?
    The interest rate applied to the personal loan can vary based on the customer’s income and credit score. With a higher income you can get the best offers
Digner Finlease and Investment Private Limited | Registered Under RBI B-14.01877

Important*- As a registered NBFC with the Reserve Bank of India and following all the guidelines of the regulatory authorities, Kreditsure provides loans to all eligible customers, where we accomplish our lending services through our website and CRM. Apart from this, we would like to inform our customers and the general public that we don’t have any app on android or appstore, and we are not disbursing through any mobile app. Therefore, please beware of any lending application that is copying our name and disbursing loans in our name through mobile apps, and please inform us in such circumstances where someone is trying to cheat through the unauthorized loan app by copying our name and logo.
Email Id : info@kreditsure.com

About Company

Welcome to KreditsureTM, your trusted partner in financial solutions. We are committed to providing quick, transparent, and secure loan services designed to meet your specific needs. With a focus on minimal documentation and fast approvals, our process ensures a hassle-free experience.

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Contacts

75006 50089
info@kreditsure.com

Locations

B-5 SHANKAR GARDEN VIKASPURI
NEW DELHI 110018

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