Terms & Condition

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Terms & Condition

This is about discussing the terms and conditions of our credible fintech company, popularly known as Kreditsure. Here we are disclosing the limitations and everything regarding services to make it transparent. Kindly go through all the mentioned sections and invariable factors of the essential services and the foremost important part of the terms and conditions that required your consent for further proceedings.

It is beyond essential to obey all the rules and privacy policies we have listed below. Once you check our “Agree” column, then only you are able to move to leverage our services. We ensure keeping our terms and conditions perfectly aligned with our privacy policy to keep all the information transparent. It helps in avoiding any misunderstandings or stopping arising issues.

Loan Sanction

We sanction loans only when the crucial verification is done and the team is satisfied with the documents and eligibility. Our verification process also includes submitting the required documents. You also receive a verification call or an email. You are agreeing upon the condition where we can reject the loan. Especially in the following cases:

  • A loan application can be rejected if you run short on documents when applying for the loan.
  • Your annual income is less than the eligibility criteria required.

Eligibility

  • You are allowing us to get all the details that we require to access our services for you.
  • You are also agreed to fulfil all the eligibility factors to get our services, such as personal loans and other financial assistance.
  • You have also agreed upon our authority to reject your loan application when you are unable to submit all the required documents.

Application

We allow our clients to apply online through the application available on our official website. We also verify it online, but also executives can ask for physical documents. So, it is essential to ensure availability of physical documents to prevent delay in loan approval.

Repayment Rules

  • Once our professional executive fixes the repayment date, it becomes your prior responsibility to repay the amount before or on the repayment date.
  • Failure to pay it can lead to big penalty charges and damage your credit score.

Default

In the condition of default, the company has authority to block the repayment, and their loan will be cancelled. So, ensure maintaining transparency in the loan services.

Maintaining Privacy and Data Securance

All the gathered data of clients is kept secured, reserved, and safe from our side and never disclosed. Though you are agreeing to our using your data for advertisements and other purposes without moulding or making changes to it.

Refinement in Terms and Conditions

We have authority to make changes in our terms and conditions anytime without any further notifications.

Borrower

Means the person who is apply as a borrower on the website

Credit Bureau Information

Means CIBIL,Transunion

Escrow Account

Bank : ICICI Bank / A/C N0 022405004908

Lender

Digner Finlease and Investment Private Limited / CIN - U74899UP1995PTC131446