Apply Now for Instant Personal Loans - Kreditsure

Get a Personal Loan up to ₹1 Lakh — For Salaried Employees

Quick Application · Flexible Tenure · Competitive Interest · No Collateral

APPLY NOW OR CHECK YOUR LOAN ELIGIBILITY TODAY

Rates & Charges

Here are the rates and charges you should know before applying for a personal loan

Regulatory Disclosure: Kreditsure is a Loan Service Provider (LSP) / Digital Lending web and does not itself lend money. Loans are sanctioned and disbursed by our lending partner, Digner Finlease and Investment Private Limited (CIN: U74899UP1995PTC131446), an NBFC registered with the RBI under Registration No. B-14.01877. The figures below are indicative ranges — your actual rate, tenure and charges depend on your credit profile and will be shown to you in a Key Fact Statement (KFS) before you accept any loan offer.

₹5,000

Minimum Loan Amount

₹1,00,000

Maximum Loan Amount

3 to 12 Months

Repayment Tenure

Up to 10% of loan amount + GST

Processing Fee

NIL

Pre-Closure Charges

NIL

Prepayment Charges

15% – 31% p.a.

APR (Annual Percentage Rate)

₹1,000 / bounce

Cheque Bounce Charges

Representative Example

Disclaimer - This is a representative example only. Actual loan amount, tenure, interest rate, fees, APR, and repayment schedule may vary based on eligibility, lender assessment, and applicable terms.

₹1,00,000

Loan Amount

12

Tenure (Months)

%

27% p.a.

Interest Rate

10% + GST (₹10,000)

Processing Fee

34% p.a.

APR, Effective

₹90,000

Amount Disbursed (after fee deduction)

₹9,135

Monthly EMI

₹15,620

Total Interest

₹1,15,620

Total Repayment Amount

Get instant financial support with a personal loan

Easily apply for a personal loan with minimal documentation easy application. Our personal loan is available for all types of household needs whether emergency, travelling, or any other needs, where you want instant financial support. Let’s ensure an instant personal loan of up to 1 lakh and manage the cash for all kinds of household needs you are looking for.

How It Works

1

Apply for the loan

Apply Now with the personal details, and loan amount as well.

2

Upload documents

Upload your documents whatever is required.

3

Wait for approval

Get the approval in a few minutes shortly

4

Get the disbursal

Receive the loan amount in your linked account

Use Cases of Personal Loan

Benefits and Features of Loans

No Collateral
Required

01

Minimal
Documentation

02

Easy
Approval

03

Multipurpose
In Nature

04

Instant Online
Disbursal

05

Directly Into Your Bank Account

06

Fast
Assistance

07

Any
Other

08

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